Africa's Interoperability Infrastructure

One Africa.
One MoMo.
One Market.

AMGO is building Africa's mobile money interoperability and compliance infrastructure — designed to enable supervised cross-border MoMo payments for the AfCFTA era.

Currently under regulatory engagement · Preparing for sandbox-based pilot testing

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Built from Africa · Built for Africa · Sovereign Infrastructure

178
MoMo Operators
54
African Countries
$3.4T
AfCFTA Scale (est.)

Figures from public industry sources.

What We're Building

Africa's Mobile Money Was Built Without Borders In Mind. We're Changing That.

Mobile money is Africa's greatest financial innovation — 178 operators across 54 countries. But these networks were designed within national borders, creating silos that block the continent's traders, merchants, and families from transacting freely.

AMGO is building a proposed interoperability and compliance infrastructure designed to connect licensed institutions — enabling corridor-aware controls, transaction routing, and supervisory visibility to support regulated cross-border mobile money flows.

01
Payment Orchestration
Transaction routing and orchestration designed to connect licensed mobile money operators and settlement banks across African corridors.
02
Compliance Controls
Corridor-aware screening, risk scoring, and fraud analytics to support licensed institutions' AML/CFT obligations — with configurable rule sets and audit trails.
03
Supervisory Visibility
Regulator-facing dashboards designed for supervisory oversight into cross-border flows and compliance signals — subject to regulatory design input.
04
MoMo Interoperability
Connectivity designed to enable MoMo-to-MoMo, MoMo-to-bank, and bank-to-MoMo transactions across approved corridors.
05
PAPSS-Aligned Settlement
Settlement model designed to align with PAPSS rails via licensed banking partners, enabling local-currency settlement subject to approvals.
06
Enterprise Grade
Built for institutional reliability — designed for central banks, commercial banks, and mobile money operators with strict resilience expectations.

Designed For

Central Banks
Supervisory visibility into cross-border MoMo flows
MoMo Operators
Cross-border interoperability across African markets
Commercial Banks
Settlement infrastructure for MoMo corridor flows
Trade Platforms
Payment rails for AfCFTA cross-border commerce

Ecosystem Engagement

Central Bank Regulators Mobile Money Operators Settlement Banks PAPSS-Aligned Enterprise Technology